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Determining an interest rate on a loan is based on a number of variables, such as purpose of loan, term of loan, collateral, your credit score and other items. Without knowing those details, it is not possible to offer a rate. We would be glad to talk with you about your circumstances. You can call one of our branch offices: Baxter: 641-758-2989 or West Des Moines 515-457-9533 and ask to speak with a lender.