What is a Qualified Medical Expense?

The Internal Revenue Service IRS Code Section 213(d) defines qualified medical care expenses as amounts paid for the diagnosis, cure, mitigation, or treatment of a disease, and for treatments affecting any part or function of the body.  The list of qualified expenses is extensive and tends to change each year. You can find detailed information about these expenses in IRS Publication 502: Medical and Dental Expenses. Additionally, your high deductible health plan (HDHP) provider can help clarify which specific expenses are covered by your plan and answer any questions. Understanding what qualifies as a medical expense is important for effectively managing your healthcare costs and maximizing the benefits of your HSA.