Who is Covered by a Health Savings Account (HSA)?
Even if you have an HSA account with single coverage under a high deductible health plan (HDHP), you can still use the funds to pay for qualified medical expenses for your spouse or dependent children, provided you meet all other eligibility requirements. The type of HDHP coverage—whether single or family—only affects the annual contribution limits, not who can benefit from the HSA funds. This flexibility allows you to manage healthcare costs for your entire family effectively.
