About Us
Building Community and Confidence Since 1894
State Savings Bank is a community bank rooted in Baxter, Iowa, with a second location in West Des Moines. Since 1894, we have combined small-town care with modern banking convenience.
Clients count on us for commercial, residential, consumer, and agricultural lending as well as checking accounts, high-yield and interest savings accounts, First Time Home Buyers Savings accounts, HSAs, rewards accounts, and online loans. You will find a warm welcome in our lobbies, hot coffee, and a team that treats you like a neighbor.
Our Mission: Building Your Wealth
Our mission begins with you. Every conversation starts with listening to your goals, your challenges, and your timeline. We focus on safety, timeliness, fairness, trust, and quality across our products and services. The objective is clear: help you build wealth through better information, thoughtful planning, and smart choices.
What Those Words Mean
- You: Our customers and community members.
- We: Our employees who show up daily to serve.
- Our resources: Experienced bankers, product knowledge, lending capacity, practical tools, and our time.
- Build wealth: Grow financial assets through clear guidance and informed decisions.
Small-Town Service, Regional Impact
Our heritage is agricultural banking, and our scope now spans Polk, Dallas, and Jasper counties and nearby areas. Businesses rely on us for commercial and construction loans. Families look to us for home mortgages and everyday banking. We pride ourselves on finding solutions for unique opportunities and complex problems, always with transparent options and attentive follow-through.
Community You Can Feel
State Savings Bank supports local schools, business groups, and civic initiatives. Clients see our team volunteering, sponsoring events, and making introductions that spark growth. Bank with us, and you become part of that positive momentum. It is banking that feels good because it does good.
Strong, State Chartered, And Growing
As a state chartered bank, we are stable, well managed, and continuously evolving. New services roll out as client needs change, and our digital tools make banking simple on your schedule. We are proud to grow alongside the communities we serve.
Meet The Team
Visit Baxter or West Des Moines to connect with bankers who know your market and understand your goals. Bring your questions about checking, savings, HSAs, home financing, or business lending. We will map out clear next steps that fit your plan.
Want To Learn More?
Let’s start a conversation that builds your wealth. Call or visit State Savings Bank in Baxter or West Des Moines, or send us a message on our website. A local banker will listen, outline tailored options, and help you move forward with confidence.
