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State Savings Bank is an FDIC-insured financial institution which means your deposit accounts are automatically covered by FDIC deposit insurance dollar-for-dollar, up to the insurance limit per depositor per ownership category.
For customers needing to secure deposits larger than the FDIC insurance limits, State Savings Bank participates in the IntraFi Network Deposits Program, formerly know as Promontory Interfinancial Network Insured Cash Sweep® (ICS®) making qualified deposits eligible for multi-million dollar FDIC insurance without having to open and manage accounts at multiple financial institutions. It's easy, safe and smart!
How the IntraFi Network Deposits Program Works
If your deposits at State Savings Bank exceed FDIC insurance limits, you can request that we use the IntraFi Network Deposits Program to place the funds into multiple FDIC insured accounts at other IntraFi Network Deposits Program participating banks eliminating the need to seek out these banks, manage multiple accounts or differing deposit rates on your own. You will receive a full accounting of your funds on a single monthly statement and work solely with State Savings Bank to resolve questions or make account changes.