State Savings Bank
State Savings Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
State Savings Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Build Your Farming Business With An Agriculture Loan

State Savings Bank isn’t just a bank in Baxter and West Des Moines, Iowa known for home loans, business loans, and construction loans – we're an agriculture lending expert. Whether expanding your farm, buying new land, or making improvements, we're here to help you grow your agricultural business. As a trusted hometown bank with deep roots in rural communities, we understand the unique challenges that farmers and ranchers face. Our goal is to provide you with the financial support you need to succeed, no matter the size of your operation.

Contact Us & Start Today!

Our Agriculture Loan Options

We offer a wide range of loan products designed to meet the diverse needs of Iowa farmers and ranchers. Here are some of the loan options available:

Beginning Farmer Loans

Starting a farm can be a challenging endeavor, but our Beginning Farmer Loans help make the dream attainable for many new farmers. This program is designed to help new farmers with reduced interest rates and manageable monthly payments that make it easier to start and build your agricultural business. We’ll help you navigate the qualifications and find the best ag loan options available for your situation.

A farmer and her husband inspect a row crop financed by an Agriculture Loan from State Savings Bank in Iowa.

 

 

Farm Operating Loans

Whether you need funding for crop inputs, livestock operating costs, or additional seasonal operating expenses, our Farm Operating Loans can help. Our operating lines of credit offer flexibility and features that save you time and money, ensuring your farm has the working capital it needs to thrive.

Land Loans

Are you looking to purchase or refinance farmland, pastures, or acreages? Our Land Loans come with competitive rates and ag-friendly flexibility. With repayment terms designed for farmers, you’ll find a loan structure that works for your land, plus cash-back dividends to help your operation grow.

Term Agricultural Loans

Do you need to purchase new or used farm equipment? Our Term Agricultural Loans can help finance your purchases. Whether you want to buy, lease, or refinance farm equipment, we offer attractive rates and the most flexible terms in the agricultural industry. Our loans can also help with livestock purchases to keep your operation running smoothly.

Facility Loans

Building or improving farm structures is essential for growth. We offer Facility Loans to finance barns, storage buildings, grain bins, and more. With our customized loan options, you can build or expand your farm infrastructure without worrying about the upfront costs.

How Agriculture Loans Can Help Your Farm

The agriculture business is unique – it’s often seasonal, and unexpected expenses can arise. With an agriculture loan, you can access the funds you need to cover those unexpected costs or seize growth opportunities. Whether you're a small operation or a large agribusiness, we provide financing to help you meet short-term and long-term goals.

Benefits of an Agriculture Loan

Whether you need funding for equipment, land, operating costs, or facility improvements, we have the tools you need to grow your business. Our loans are tailored to help you expand and thrive, no matter the size of your farm.

  • Cash Flow Management: Help pay for everyday expenses like utilities, fuel, and equipment maintenance.
  • Equipment Financing: Upgrade or replace tractors, combines, or trucks.
  • Expand Your Operation: Purchase more land, hire workers, or invest in new equipment.
  • Peace of Mind: Focus on running your business while we handle your financing needs.

Start Growing Your Farm Today!

At State Savings Bank, we’ve been serving the farming community for decades. We have competitive rates, flexible terms, and dedicated service. We understand the specific needs of Iowa farmers and our financing options and banking services are geared toward the seasonal nature of agriculture.

State Savings Bank is a Farmer Mac-approved lender! Learn more about Farmer Mac Ag Real Estate Financing. Let State Savings Bank help you take your farming operation to the next level!

Start Growing Your Farm Today!


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