Debit/ATM Cards

Security First

At State Savings Bank, our EMV secure chip debit cards are available with all our checking accounts and can be used anywhere MasterCard® is accepted to purchase goods and services. Besides at State Savings Bank locations, debit cards can also be used at ATMs to withdraw cash. State Savings Bank debit cards also work with Apple Pay, Google Pay and Samsung Pay. 

ATM cards are available to customers who only have savings accounts. These cards cannot be used to purchase goods or services but provide a convenient way to access your savings anytime without having to come into the bank during business hours.

We participate in the Shazam Privileged Status program allowing you to use the ATMs of other Privileged Status participants, with no surcharge. 

To get started with a hassle-free debit or ATM card, contact a customer service representative today at either of our convenient locations:  515-457-9533 (SSB West Des Moines)  or 641-758-2989 (SSB Baxter)

Important Information for Debit Card Users

• All State Savings Bank debit cards, whether brand new, a renewal, or a replacement card, must be activated by you before you can use it at an ATM or for purchase. When you receive your debit card, it comes with instructions on how to activate the card and how to choose a pin number. Please read and follow these instructions carefully. If you have discarded these instructions or at a later time, wish to change your pin, please call 800-717-4923.
• We impose a $750.00 per day limit on consumer debit cards and a $1,000 per day limit on business debit cards as a fraud control measure. If you need to make purchases exceeding these limits, please contact the bank to arrange for a temporary increase.
• When you travel, please call us to ensure your card will work in the locations you plan to visit.
• Shazam monitors State Savings Bank card usage around the clock and may attempt to call you if they detect something of concern. Please add Shazam Fraud Department 866-508-2693 to your telephone contact list so you can see if they attempt to call you.
• If your debit card is lost or stolen, please call our office at 515-457-9533 or 641-758-2989 as soon as possible. For after-hours assistance, please call 1-800-383-8000. A customer service representative from SHAZAM will assist you. 
• If you hear something on the news about fraud and have a concern, please call the Shazam Fraud Department at 866-508-2693. They answer 24/7 and will assist you.

Additional Debit Card Security

Because State Savings Bank is part of the Shazam network, you can use the Brella Card Manager (formerly known as Shazam Bolt$) service to:

• View balance information for a debit card's primary account
• Set up transaction alerts
• Receive suspicious transaction alerts
• Temporarily block future transactions on a card

Here's How to Get Brella

• iOS® users:  Download Brella from the App Store.
• Android™ users:  Download Brella from the Google Play store.
• You can also use the Brella web portal.