State Savings Bank

Home Mortgage

Home Under ConstructionState Savings Bank has several excellent options for any consumers looking to purchase or refinance their mortgage. Our financial calculators are an excellent resource to provide customers with estimates on closing costs, monthly payments, etc.

While doing business with SSB, you will discover we aren't just like every other bank. We want to do what is best for the consumer and will sit down with you and discuss any and all options. We build our relationships with customers through trust and catering to your goals, not ours. Our staff is complete with experts in the mortgage industry and are available for any financial questions you may have.

Click here to see our Home Buying Timeline at State Savings Bank.

First-time Homebuyers

If you've never owned a home, you probably have lots of questions. We've put together a First-time Homebuyer Guide just for you to help you understand everything from the terminology lenders use to the mortgage application and closing processes.   

If you are a first-time homebuyer or are interested in helping someone you know save for a first home, click here to learn about our tax-advantaged First-time Homebuyer Savings Account.

See below for more information on our home mortgage staff.

West Des Moines  515-457-9533

Aaron Spooner

Aaron Spooner

Loan Officer
NMLS #1265467
West Des Moines, IA

Aaron is a graduate of  AIB College of Business in Des Moines and has been with State Savings Bank for eight years. Aaron has experience in both the Mortgage and Operations departments works with customers to give them the best banking experience possible - from start to finish. In his spare time, you will find Aaron spending time at the local dog park with his Golden Retriever or cheering on his favorite sport teams. Aaron serves on the Rotary Club of Waukee Board and has attended the IBA Consumer Credit School, as well as, the Graduate School of Banking at the University of Wisconsin - Madison.

Ryan Newton


Ryan Newton

Loan Officer
NMLS #1024230
West Des Moines, IA

A University of Iowa graduate, Ryan has 9 years of consumer and commercial banking experience and is a graduate of the Graduate School of Banking at the University of Wisconsin - Madison. He strives to develop a meaningful relationship with each customer, and goes above and beyond to help them make sound financial decisions. Ryan is actively involved in the community through Kiwanis.

Baxter 641-227-3161

Danielle Brannen

Danielle Brannen

Loan Officer
NMLS #861345
Baxter, IA

Danielle, born and raised in Baxter, Iowa, has been with State Savings Bank for 17 years. Coming from a small community, she values the small town banking experience as much as she values the customer relationships. Danielle has a wide variety of banking knowledge, but specializes in Residential Real Estate and Consumer lending.

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