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*Access to your accounts via the mobile app may be unavailable in certain foreign countries.
Download the State Savings Bank Mobile App
The ssb mobile app is available for both iPhone and Android users. iPhone users can find it in the appStore and Android users can find it at GooglePlay. Search for State Savings Mobile and look for our familiar green circle ssb icon.
Depositing a Check from Your Mobile Phone
The ability to submit a check for deposit from your mobile phone is built into the State Savings Bank app. To use mobile deposit, you must be a current State Savings Bank customer with a checking or savings account. Generally, you need to have been a bank customer for at least 90 days. Your loan and deposit accounts must be in good standing, which includes but is not limited to, no insufficient and returned check activity and no return deposit Items. You must also be enrolled in online banking and have a compatible mobile device with Internet access. If you are ineligible, you will not see the Check Deposit option in the app.
Understanding Mobile Deposit "Do's" and "Don'ts"
Before you try to do a mobile deposit, make sure you meet the requirements above and then review the documents listed below. They detail everything you'll need to know to use the feature successfully, including common errors to avoid!
To make your first mobile deposit, login to the ssb app, and tap Check Deposit. A popup appears asking you to agree to the Mobile Deposit User Agreement described in the links above. Click I Agree. Once you accept the mobile deposit terms, all of your accounts are available for mobile deposit. Follow the prompts on the screen to make a deposit.
Mobile Deposit Policies
Our policy is to make funds from your mobile check deposits available to you on the first business day after the day we receive your deposit. For determining the availability of your mobile deposit, every day is a business day, except Saturdays, Sundays, and federal holidays. Checks deposited via the service by the Bank’s stated 3:30 p.m. CST deadline will be considered deposited on that business day. Otherwise, we will consider that the deposit was made on the next business day we are open. Longer delays may apply as described in the disclosure you received when you opened your deposit account.
West Des Moines
4800 Mills Civic Parkway
West Des Moines, IA 50265
102 S. Main, PO Box 67
Baxter, IA 50028