State Savings Bank has no control over information at any site hyperlinked from this Site. State Savings Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a
convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by State Savings Bank of any information in any hyperlinked site. In no event shall State Savings Bank be responsible for your use of a hyperlinked site.
The ability to submit a check for deposit from your mobile phone is built in to the State Savings Bank app. To use mobile deposit, you must be a current State Savings Bank customer with a checking or savings account. Generally, you need to have been a bank customer for at least 90 days. Your loan and deposit accounts must be in good standing, which includes but is not limited to, no insufficient and returned check activity and no return deposit Items. You must also be enrolled in online banking and have a compatible mobile device with Internet access.
Understanding Mobile Deposit "Do's" and "Don'ts"
Before you apply for mobile deposit, make sure you meet the requirements above and then review the documents listed below. They detail everything you'll need to know to use the feature successfully, including common errors to avoid!
To apply for mobile deposit, login to the ssb app, tap the menu icon and tap Mobile Deposit. The Mobile Remote Deposit Enrollment form appears. Fill out the requested information and click Enroll. A popup appears asking you to agree to the Mobile Deposit Terms described in the links above. (You can re-review these links on your phone by clicking the More Information menu.) Click I Agree and another popup appears indicating your enrollment has been successfully submitted. Once the application is reviewed and approved by the bank, you'll receive a notification that your enrollment request was approved. You should typically receive an approval notification in one or two business days.
Adding or Removing Deposit Accounts to Mobile Deposit
When you initially enroll in mobile deposit, you can only enter one account number. However, you can request all your accounts be made available for mobile deposit by contacting the bank. You may do so by calling your local branch, 641-227-3161 for Baxter and 515-457-9533 for West Des Moines, and indicating which accounts you want added. If you later change your mind or close an account, call the bank and we can remove it from your app.
Mobile Deposit Policies
Our policy is to make funds from your mobile check deposits available to you on the first business day after the day we receive your deposit. For determining the availability of your mobile deposit, everyday is a business day, except Saturdays, Sundays, and federal holidays. Checks deposited via the service by the Bank’s stated 3:30 p.m. CST deadline will be considered deposited on that business day. Otherwise, we will consider that the deposit was made on the next business day we are open. Longer delays may apply as described in the disclosure you received when you opened your deposit account.
West Des Moines
4800 Mills Civic Parkway
West Des Moines, IA 50265
102 S. Main, PO Box 67
Baxter, IA 50028