State Savings Bank
State Savings Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
State Savings Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal

We Put the Personal in Personal Banking

State Savings Bank believes banking should truly be personal. That’s why we offer a range of deposit accounts designed to fit your lifestyle—whether managing everyday expenses, saving for the future, or planning for a major milestone. With deep roots in Iowa, we know our customers by name and take pride in providing outstanding service with a warm, community-focused approach. When you bank with us, you’re not just a customer—you’re a neighbor, and your success is our priority.

Stop by or contact us today to find the right deposit account for you!

Checking & Savings Accounts

Managing your money should be simple and flexible. Our checking accounts offer options ranging from e-checking with no minimum balance to interest-bearing accounts that help your money grow. If you're focused on saving, our savings accounts provide an easy way to set funds aside, whether for a rainy day, a special purchase, or long-term financial goals.

An Iowa State Savings Bank customer calculates monthly bills while looking at their checking account.

 

 

Specialized Savings Solutions

We offer tailored accounts to help you save for specific needs:

Convenient Banking Features

  • ATM & Debit Cards: All our checking accounts come with secure EMV chip debit cards, accepted anywhere MasterCard® is used and compatible with Apple Pay, Google Pay, and Samsung Pay.
  • IntraFi Network Deposits: Ensure your large deposits—up to $25 million—are FDIC-insured through our trusted network.

Retirement Savings

Planning for retirement? We offer both Traditional and Roth IRAs to help you build a strong financial future. Whether rolling over an existing plan or starting fresh, we’ll help you find the right solution.

Wondering whether your accounts are fully insured? See FDIC insurance details here.

Keeping Track of an Account Balance

With all the ways to make payments, keeping track of your balance isn't as easy as it once was when most payments were made by check and recorded in a register. Managing your checking account requires understanding its rules and fees.

  • Track deposits and withdrawals carefully, considering online/mobile updates may be delayed.
  • Regularly check your account for errors or fraud and utilize bank alerts.
  • Be aware of authorization holds and explore linking options to learn how to avoid overdraft fees.
  • Protect your debit card from being hacked by avoiding scams, reporting losses promptly, ensuring secure online transactions, and using strong passwords.

Take advantage of expert advice and ideas for smart account management today!

We offer competitive rates from savings accounts to interest-bearing checking accounts!
 

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Want to start your personal banking experience with State Savings Bank?
 

Contact Us Today

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