While you’re saving for your down payment, here are some things you can do to be ready when the time comes to apply for your mortgage.
The Fair Credit Reporting Act (FCRA) requires the credit reporting company and the person or company providing information to the credit reporting company to provide accurate information and requires credit reporting companies to investigate complaints in a timely manner, usually within 30 days. The Federal Trade Commission website includes good information, including a sample letter you can use to dispute an error. Click here to see this helpful information.
Still wondering about your credit score? Watch the FDIC expert explain!
4800 Mills Civic Parkway
West Des Moines, IA 50265
102 S. Main, PO Box 67
Baxter, IA 50028