Real Estate Loans

Investing in your home is one of the biggest financial decisions you will make. Our loan officers will guide you through the steps in both purchasing and refinancing your home for a hassle-free transaction. We’ll help you determine the right financing for your individual situation and offer competitive rates both on loans we service and on the national market.

Take a look at our loan products and call to speak to a loan officer today!

Adjustable Rate Mortgages

Call today to find out about our competitive adjustable rate mortgages serviced right here locally at State Savings Bank! Great rates for your home, investment property and much more!  Inquire with one of our loan officers to see if this loan product is for you.

Fixed Rate Mortgages

We offer the most competitive fixed rate mortgages available on the market today and work for you to get you the best rate and lowest fees possible on your home mortgage! Pre-Qualifications, First Time Home Buyer’s programs when funds are available and many more products to get you the exact financing you need. Call today to get started on your refinance or purchase of your new home.

Home Equity Loans

Why borrow equity from your home? In most cases, interest paid on a home equity loan is tax deductible where interest paid on consumer loans is not. Our low cost, competitive rate home equity products are perfect for buying a new car or even remodeling your home. Same-day approval is usually possible with a complete application, so call today to set up an appointment with one of our loan officers!

Jumbo Loans

We are one of the few lenders in the Des Moines metro area offering Jumbo loans, a specialty home loan for customers wishing to borrow amounts over $510,400. We finance new home purchases requiring Jumbo loans and refinance existing jumbo loans for those seeking to lower payments or term, make home improvements or take cash out for other purposes. Call today to find out more about Jumbo loan financing.  

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