Commercial Leasing Program

Real Advantage

Leasing through State Savings Bank comes with real advantages. We know you, and we
know your business. We have an established, trusted relationship, and we understand your
objectives. Unlike traditional leasing companies, we never charge termination or prepayment
penalties should you need flexibility during the term of your lease.

Coordinating all your banking and equipment financing activity with one bank is convenient,
saving you time. Talk with a commercial lender at State Savings Bank to find out how we can
meet your leasing needs.

Leasing Options

• 100% financing available — no down payment required
• New or used equipment
• Variable payment for seasonal customers
• Fixed rate which will not change during the term of the lease
• Most leases can be structured to meet tax objectives

Accordion Feature

State Savings Bank offers ag producers an accordion feature in each lease allowing them to
increase or decrease their payment during the lease term depending on need for tax shelter.

Commonly Leased Equipment

• Agriculture
• Commercial Vehicles
• Construction
• Manufacturing
• Medical & Laboratory
• Municipal & Schools
• Restaurant & Hospitality

Lease servicing is provided through our partnership with BB Community Leasing Services, Inc. –Madison, WI