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Posted on 01/15/2017 at 06:36 PM by State Savings Bank
Checking accounts are designed with daily use in mind. They can accumulate dozens of transactions per day. Since most consumers have a nonstop relationship with their checking account, some banks offer reward checking accounts for customers who want to earn higher interest. Typically a reward checking account pays significantly higher interest than a traditional account if you meet a list of requirements. Often there is a maximum balance amount that can earn the high rate with balances over the stated maximum earning a lesser rate.
You may already have one, but have you given much thought to comparing them to learn if yours is the best one for you? We encourage you to compare yours with ours. With our Rewards Checking Account, customers earn high interest on balances up to $20,000. You can find all the details here. Shop around and compare minimum balances, the requirements necessary to earn higher interest, the maximum balance that earns the high interest rate and the APY and you'll see that State Savings Bank's Reward Checking account rates among the best in Iowa. And if you've never had one, do the math and you'll be surprised at the difference high interest makes.
The requirements to qualify for our Rewards Checking Account are simple:
You earn high interest doing what you already do with no minimum to open the account or minimum balance to maintain. If you don’t make the requirements each month, you won’t get stuck with penalty fees chipping away at your account. Instead, we provide a detailed breakdown on your statement showing you where you missed a requirement and how much interest you would have earned if you had met the requirements, as a nice reminder.
If you’re considering switching your checking account over to State Savings Bank to take advantage of this great account, we would love to speak with you and help make the transition. In addition to our deposit accounts, State Savings Bank also offers commercial, mortgage, personal and agricultural loans. Our friendly, community bank is here to see you through every stage and venture of your financial journey. Call or visit us at one of our locations:
West Des Moines
4800 Mills Civic Parkway, Suite 100
West Des Moines, IA 50265
102 S. Main Street
Baxter, IA 50028